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Compare Desjardins RI USA Multifactor - Net-Zero Emissions Pathway ETF (DRFU) vs iShares S&P 500 3% Capped Index ETF (XSPC) to find the best fit for your portfolio. DRFU provides Technology, Finance, and Industrials exposures, while XSPC is primarily weighted in Technology, Finance, and Healthcare. When evaluating costs, DRFU features a management fee (MER) of 0.5%, compared to 0.12% for XSPC. Performance-wise, DRFU has returned 14.29% year-to-date with -$1 M in net flows, whereas XSPC is at 9.08% with -$47 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
DRFU
XSPC
| AuM | $234.86 M | $343.65 M |
| Management Fees | 0.50% | 0.12% |
| Exp. ratio | 0.46% | 0.14% |
| Tracking Difference | - | 0.21% |
Historical performance and flows
As of July 31, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | DRFU | -0.30% | +8.59% | +14.29% | +24.67% | +78.98% |
XSPC | -0.84% | +3.70% | +9.08% | +17.16% | - | |
| Flows | DRFU | +$0 M | +$0 M | -$1 M | -$2 M | -$10 M |
XSPC | +$3 M | -$70 M | -$47 M | +$66 M | - |
DRFU vs XSPC exposure
Countries
DRFU
USA
95.47%
XSPC
USA
96.94%
Sectors
DRFU
Technology
40.80%
Finance
15.22%
Industrials
10.32%
Healthcare
9.15%
Consumer Non-Cyclicals
8.14%
Other
16.37%
XSPC
Technology
36.67%
Finance
15.71%
Healthcare
10.35%
Industrials
9.47%
Consumer Non-Cyclicals
9.05%
Other
18.75%
As of July 31, 2026
Top 10 Holdings
DRFU
NVIDIA Corp.
6.16%
Apple, Inc.
5.55%
Microsoft Corp.
3.13%
Alphabet, Inc.
2.86%
Amazon.com, Inc.
2.63%
Applied Materials, Inc.
2.52%
Lam Research Corp.
2.26%
KLA Corp.
2.22%
Alphabet, Inc.
1.90%
Cisco Systems, Inc.
1.73%
XSPC
Broadcom Inc.
2.92%
Amazon.com, Inc.
2.88%
NVIDIA Corp.
2.87%
Apple, Inc.
2.85%
Microsoft Corp.
2.70%
Micron Technology, Inc.
2.41%
Meta Platforms, Inc.
2.29%
Tesla, Inc.
2.19%
Eli Lilly & Co.
1.76%
Advanced Micro Devices, Inc.
1.75%
Diversification
DRFU
Total weight of top 10 holdings out of 101 total
30.95%
XSPC
Total weight of top 10 holdings out of 503 total
24.62%
Characteristics
Compare
DRFU
XSPC
| Provider | Desjardins Investments | iShares |
| Management | Actively managed | Passively managed |
| Benchmark | - | S&P 500 3% Capped NTR Index - CAD Hedged |
| Replication Method | Direct (Physical) | |
| Asset Class | Equity | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 0.86% | 1.17% |
| Meets ESG criteria | Yes | No |
| Inception Date | September 27, 2018 | July 9, 2024 |
Frequently asked questions about DRFU and XSPC
Which ETF has performed better year to date: DRFU or XSPC?
As of July 31, 2026, DRFU has returned 14.29% year to date, while XSPC has returned 9.08%. DRFU is ahead on YTD performance.
Which ETF is larger by assets under management: DRFU or XSPC?
As of July 31, 2026, DRFU manages $234.86 M in assets, while XSPC manages $343.65 M. XSPC is the larger fund by AUM.
How are DRFU and XSPC managed?
DRFU is actively managed by Desjardins Investments. It does not track an index. XSPC is passively managed by iShares. It tracks the S&P 500 3% Capped NTR Index - CAD Hedged benchmark.
What sectors do DRFU and XSPC emphasize?
DRFU is most exposed to Technology, Finance, and Industrials. XSPC is most exposed to Technology, Finance, and Healthcare.
Which ETF is attracting more investor flows: DRFU or XSPC?
Year to date, DRFU has seen -$1.07 M in net flows, compared with -$46.70 M for XSPC. DRFU has attracted more net investor money so far.
How do the fees of DRFU and XSPC compare?
DRFU has an expense ratio of 0.46%, while XSPC has an expense ratio of 0.14%.
What are the top holdings of DRFU and XSPC?
DRFU's largest holdings include NVIDIA Corp., Apple, Inc., and Alphabet, Inc.. XSPC's top holdings include Broadcom Inc., Alphabet, Inc., and Amazon.com, Inc..
Which ETF is more diversified: DRFU or XSPC?
DRFU holds 98 securities, while XSPC holds 496. On holdings count, XSPC is the more diversified portfolio.
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