VS
RBC Target 2030 Canadian Government Bond ETF (RGQS) and iShares Core S&P/TSX Capped Composite Index ETF (XIC) offer distinct profiles for Canadian ETF investors. A direct comparison shows that RGQS focuses its top 3 sector exposures on Municipal, Sovereign, and Government agencies, while XIC leans towards Finance, Energy, and Non-Energy Materials. When evaluating costs, RGQS features a management fee (MER) of 0.15%, compared to 0.05% for XIC. Performance-wise, RGQS has returned 1.05% year-to-date with +$7 M in net flows, whereas XIC is at 12.84% with +$7 B. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
RGQS
XIC
| AuM | $106.98 M | $31,505.57 M |
| Management Fees | 0.15% | 0.05% |
| Exp. ratio | 0.17% | 0.06% |
| Tracking Difference | - | -0.10% |
Historical performance and flows
As of July 21, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | RGQS | +0.00% | +0.62% | +1.05% | +3.22% | - |
XIC | +1.25% | +5.17% | +12.84% | +32.43% | +86.89% | |
| Flows | RGQS | -$6 M | -$2 M | +$7 M | +$36 M | - |
XIC | +$718 M | +$1,969 M | +$6,631 M | +$7,896 M | +$12,726 M |
RGQS vs XIC exposure
Countries
RGQS
Canada
86.69%
Other
13.31%
XIC
Canada
96.25%
Sectors
RGQS
Municipal
42.96%
Sovereign
29.24%
Other
13.31%
Government agencies
9.52%
XIC
Finance
42.08%
Energy
16.27%
Non-Energy Materials
15.91%
Industrials
8.25%
Other
17.49%
As of July 21, 2026
Top 10 Holdings
RGQS
Canada, Bond 0.5 1oct2030 10Y
11.70%
Canada, Bonds 2.75% 1mar2030, CAD
10.48%
Province of Quebec, 1.9% 1sep2030, CAD (B127)
9.92%
CMHC, 1.75% 15jun2030, CAD (92)
9.52%
CA135087T388
8.89%
Alberta, 2.05% 1jun2030, CAD
7.57%
Canada, Bond 1.25 1jun2030 10Y
7.06%
Province of Ontario, 1.35% 2dec2030, CAD (DMTN248)
6.93%
Province of Ontario, 2.05% 2jun2030, CAD (DMTN243)
6.19%
British Columbia, 2.2% 18jun2030, CAD (BCCD-40)
5.91%
XIC
Royal Bank of Canada
8.22%
The Toronto-Dominion Bank
5.77%
Shopify, Inc.
3.97%
Bank of Montreal
3.52%
Enbridge, Inc.
3.36%
The Bank of Nova Scotia
3.04%
Canadian Imperial Bank of Commerce
3.01%
Brookfield Corp.
2.59%
Canadian Natural Resources Ltd.
2.35%
Agnico Eagle Mines Ltd.
2.25%
Diversification
RGQS
Total weight of top 10 holdings out of 19 total
84.16%
XIC
Total weight of top 10 holdings out of 221 total
38.08%
Characteristics
Compare
RGQS
XIC
| Provider | RBC Global Asset Management | iShares |
| Management | Actively managed | Passively managed |
| Benchmark | - | S&P/TSX Capped Composite Total Return Index - CAD |
| Replication Method | Direct (Physical) | |
| Asset Class | Fixed Income | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 1.83% | 1.99% |
| Meets ESG criteria | No | No |
| Inception Date | April 24, 2024 | February 16, 2001 |
Frequently asked questions about RGQS and XIC
Which ETF has performed better year to date: RGQS or XIC?
As of July 21, 2026, RGQS has returned 1.05% year to date, while XIC has returned 12.84%. XIC is ahead on YTD performance.
Which ETF is larger by assets under management: RGQS or XIC?
As of July 21, 2026, RGQS manages $106.98 M in assets, while XIC manages $31.51 B. XIC is the larger fund by AUM.
How are RGQS and XIC managed?
RGQS is actively managed by RBC Global Asset Management. It does not track an index. XIC is passively managed by iShares. It tracks the S&P/TSX Capped Composite Total Return Index - CAD benchmark.
What sectors do RGQS and XIC emphasize?
RGQS is most exposed to Municipal, Sovereign, and Government agencies. XIC is most exposed to Finance, Energy, and Non-Energy Materials.
Which ETF is attracting more investor flows: RGQS or XIC?
Year to date, RGQS has seen +$7.38 M in net flows, compared with +$6,631.12 M for XIC. XIC has attracted more net investor money so far.
How do the fees of RGQS and XIC compare?
RGQS has an expense ratio of 0.17%, while XIC has an expense ratio of 0.06%.
What are the top holdings of RGQS and XIC?
RGQS's largest holdings include Canada, Bond 0.5 1oct2030 10Y and Canada, Bonds 2.75% 1mar2030, CAD. XIC's top holdings include Royal Bank of Canada, The Toronto-Dominion Bank, and Shopify, Inc..
Which ETF is more diversified: RGQS or XIC?
RGQS holds 18 securities, while XIC holds 219. On holdings count, XIC is the more diversified portfolio.
Recent articles about RGQS and XIC
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