VS
CI U.S. Money Market ETF (UMNY.U) and Vanguard U.S. Aggregate Bond Index ETF (VBU) offer distinct profiles for Canadian ETF investors. A direct comparison shows that UMNY.U focuses its top 3 sector exposures on Sovereign, Consumer Cyclicals, and Finance, while VBU leans towards Sovereign, Finance, and Industrials. When evaluating costs, UMNY.U features a management fee (MER) of 0.14%, compared to 0.2% for VBU. Performance-wise, UMNY.U has returned 3.02% year-to-date with +$1 M in net flows, whereas VBU is at 2.48% with +$439 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
UMNY.U
VBU
| AuM | $25.29 M | $1,956.18 M |
| Management Fees | 0.14% | 0.20% |
| Exp. ratio | 0.15% | 0.23% |
| Tracking Difference | - | -0.53% |
Historical performance and flows
As of October 23, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | UMNY.U | +0.32% | +0.95% | +3.02% | +3.78% | +13.98% |
VBU | +0.66% | -0.98% | -2.48% | -3.02% | +12.53% | |
| Flows | UMNY.U | -$3 M | -$3 M | +$1 M | +$3 M | +$22 M |
VBU | +$63 M | +$127 M | +$439 M | +$726 M | +$1,141 M |
UMNY.U vs VBU exposure
Countries
UMNY.U
USA
52.55%
Other
34.80%
Germany
7.24%
VBU
USA
75.17%
Other
18.96%
Sectors
UMNY.U
Other
34.80%
Sovereign
34.73%
Consumer Cyclicals
13.36%
Other
17.11%
VBU
Sovereign
47.53%
Other
18.96%
Finance
10.71%
Industrials
7.30%
Other
15.51%
As of October 23, 2026
Top 10 Holdings
UMNY.U
CA29290PWW80
7.12%
Toronto-Dominion Bank, 4.814% 16jul2027, USD
5.40%
US59157UJG67
5.35%
Gulf Power, 3.3% 30may2027, USD (2017A)
5.25%
The Home Depot, 4.95% 30sep2026, USD
5.09%
USA, Bills 0% 22sep2026, USD (119D)
4.39%
US90478DJM83
4.27%
CA693962WN80
4.27%
USA, Bills 0% 1oct2026, USD (364D)
3.80%
USA, Bills 0% 13may2027, USD (364D)
3.66%
VBU
USA, Notes 3.5% 31jan2028, USD (U-2028)
0.47%
USA, Notes 4.25% 15nov2034, USD (F-2034)
0.41%
USA, Notes 4.375% 15may2034, USD (C-2034)
0.41%
USA, Notes 3.375% 30nov2027, USD (BL-2027)
0.40%
USA, Notes 4.625% 15feb2035, USD (B-2035)
0.40%
USA, Notes 3.875% 15aug2034, USD (E-2034)
0.40%
USA, Notes 4% 15feb2034, USD (B-2034)
0.39%
USA, Notes 4.125% 15feb2036, USD (B-2036)
0.39%
USA, Notes 4.25% 15aug2035, USD (E-2035)
0.38%
USA, Notes 4.5% 15nov2033, USD (F-2033)
0.38%
Diversification
UMNY.U
Total weight of top 10 holdings out of 43 total
48.60%
VBU
Total weight of top 10 holdings out of 15,072 total
4.04%
Characteristics
Compare
UMNY.U
VBU
| Provider | CI | Vanguard |
| Management | Actively managed | Passively managed |
| Benchmark | - | Bloomberg U.S. Aggregate Float Adjusted Bond (CAD Hedged) Total Return Index - CAD |
| Replication Method | - | Other |
| Asset Class | Fixed Income | Fixed Income |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 3.71% | 3.78% |
| Meets ESG criteria | No | No |
| Inception Date | July 21, 2023 | June 30, 2014 |
Frequently asked questions about UMNY.U and VBU
Which ETF has performed better year to date: UMNY.U or VBU?
As of October 23, 2026, UMNY.U has returned 3.02% year to date, while VBU has returned -2.48%. UMNY.U is ahead on YTD performance.
Which ETF is larger by assets under management: UMNY.U or VBU?
As of October 23, 2026, UMNY.U manages $25.29 M in assets, while VBU manages $1.96 B. VBU is the larger fund by AUM.
How are UMNY.U and VBU managed?
UMNY.U is actively managed by CI. It does not track an index. VBU is passively managed by Vanguard. It tracks the Bloomberg U.S. Aggregate Float Adjusted Bond (CAD Hedged) Total Return Index - CAD benchmark.
What sectors do UMNY.U and VBU emphasize?
UMNY.U is most exposed to Sovereign, Consumer Cyclicals, and Finance. VBU is most exposed to Sovereign, Finance, and Industrials.
Which ETF is attracting more investor flows: UMNY.U or VBU?
Year to date, UMNY.U has seen +$1.38 M in net flows, compared with +$439.45 M for VBU. VBU has attracted more net investor money so far.
How do the fees of UMNY.U and VBU compare?
UMNY.U has an expense ratio of 0.15%, while VBU has an expense ratio of 0.23%.
What are the top holdings of UMNY.U and VBU?
UMNY.U's largest holdings include Toronto-Dominion Bank, 4.814% 16jul2027, USD and Gulf Power, 3.3% 30may2027, USD (2017A). VBU's top holdings include USA, Notes 3.5% 31jan2028, USD (U-2028) and USA, Notes 4.25% 15nov2034, USD (F-2034).
Which ETF is more diversified: UMNY.U or VBU?
UMNY.U holds 30 securities, while VBU holds 9484. On holdings count, VBU is the more diversified portfolio.
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