VS
Compare Vanguard U.S. Dividend Appreciation Index ETF (VGG) vs BMO US Dividend ETF (ZDY) to find the best fit for your portfolio. VGG and ZDY provide the same top sector exposures: Technology, Finance, and Healthcare. When evaluating costs, VGG features a management fee (MER) of 0.28%, compared to 0.3% for ZDY. Performance-wise, VGG has returned 9.88% year-to-date with +$51 M in net flows, whereas ZDY is at 17.75% with +$82 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
VGG
ZDY
| AuM | $2,520.35 M | $893.85 M |
| Management Fees | 0.28% | 0.30% |
| Exp. ratio | 0.31% | 0.33% |
| Tracking Difference | - | - |
Historical performance and flows
As of September 16, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | VGG | -2.76% | -0.23% | +9.88% | +12.65% | +58.21% |
ZDY | -1.10% | -0.10% | +17.75% | +22.31% | +67.79% | |
| Flows | VGG | +$10 M | +$10 M | +$51 M | +$72 M | +$661 M |
ZDY | +$3 M | -$3 M | +$82 M | +$80 M | +$176 M |
VGG vs ZDY exposure
Countries
VGG
USA
95.32%
ZDY
USA
98.11%
Sectors
VGG
Technology
25.95%
Finance
20.47%
Healthcare
17.68%
Industrials
9.87%
Consumer Non-Cyclicals
9.08%
Other
16.94%
ZDY
Technology
31.75%
Finance
16.41%
Healthcare
11.06%
Consumer Non-Cyclicals
10.29%
Energy
8.35%
Other
22.15%
As of September 16, 2026
Top 10 Holdings
VGG
Broadcom Inc.
4.61%
Apple, Inc.
4.44%
Microsoft Corp.
4.32%
JPMorgan Chase & Co.
4.06%
Eli Lilly & Co.
3.91%
ExxonMobil Holdings Corp.
2.78%
Johnson & Johnson
2.66%
Visa, Inc.
2.44%
Walmart, Inc.
2.10%
Mastercard, Inc.
1.99%
ZDY
Apple, Inc.
3.89%
Cisco Systems, Inc.
3.76%
Dell Technologies, Inc.
3.68%
AbbVie, Inc.
3.64%
Broadcom Inc.
3.03%
Philip Morris International, Inc.
2.98%
NVIDIA Corp.
2.66%
Chevron Corp.
2.54%
JPMorgan Chase & Co.
2.35%
QUALCOMM, Inc.
2.28%
Diversification
VGG
Total weight of top 10 holdings out of 333 total
33.31%
ZDY
Total weight of top 10 holdings out of 98 total
30.83%
Characteristics
Compare
VGG
ZDY
| Provider | Vanguard | BMO |
| Management | Passively managed | Actively managed |
| Benchmark | S&P U.S. Dividend Growers Index - USD | - |
| Replication Method | ||
| Asset Class | Equity | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 1.05% | 1.50% |
| Meets ESG criteria | No | No |
| Inception Date | August 2, 2013 | March 27, 2013 |
Frequently asked questions about VGG and ZDY
Which ETF has performed better year to date: VGG or ZDY?
As of September 16, 2026, VGG has returned 9.88% year to date, while ZDY has returned 17.75%. ZDY is ahead on YTD performance.
Which ETF is larger by assets under management: VGG or ZDY?
As of September 16, 2026, VGG manages $2.52 B in assets, while ZDY manages $893.85 M. VGG is the larger fund by AUM.
How are VGG and ZDY managed?
VGG is passively managed by Vanguard. It tracks the S&P U.S. Dividend Growers Index - USD benchmark. ZDY is actively managed by BMO. It does not track an index.
What sectors do VGG and ZDY emphasize?
VGG is most exposed to Technology, Finance, and Healthcare. ZDY is most exposed to Technology, Finance, and Healthcare.
Which ETF is attracting more investor flows: VGG or ZDY?
Year to date, VGG has seen +$51.49 M in net flows, compared with +$82.04 M for ZDY. ZDY has attracted more net investor money so far.
How do the fees of VGG and ZDY compare?
VGG has an expense ratio of 0.31%, while ZDY has an expense ratio of 0.33%.
What are the top holdings of VGG and ZDY?
VGG's largest holdings include Broadcom Inc., Apple, Inc., and Microsoft Corp.. ZDY's top holdings include Apple, Inc., Cisco Systems, Inc., and Dell Technologies, Inc..
Which ETF is more diversified: VGG or ZDY?
VGG holds 331 securities, while ZDY holds 98. On holdings count, VGG is the more diversified portfolio.
Recent articles about VGG and ZDY
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