VS
Compare Vanguard U.S. Dividend Appreciation Index ETF (VGG) vs BMO US Dividend ETF (ZDY) to find the best fit for your portfolio. VGG and ZDY provide the same top sector exposures: Technology, Finance, and Healthcare. When evaluating costs, VGG features a management fee (MER) of 0.28%, compared to 0.3% for ZDY. Performance-wise, VGG has returned 15.65% year-to-date with +$65 M in net flows, whereas ZDY is at 19.69% with +$67 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
VGG
ZDY
| AuM | $2,659.81 M | $891.37 M |
| Management Fees | 0.28% | 0.30% |
| Exp. ratio | 0.31% | 0.33% |
| Tracking Difference | - | - |
Historical performance and flows
As of October 30, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | VGG | +4.20% | +3.21% | +15.65% | +14.84% | +72.19% |
ZDY | +1.07% | +2.33% | +19.69% | +19.78% | +78.53% | |
| Flows | VGG | +$13 M | -$13 M | +$65 M | +$87 M | +$645 M |
ZDY | -$15 M | -$12 M | +$67 M | +$67 M | +$163 M |
VGG vs ZDY exposure
Countries
VGG
USA
95.23%
ZDY
USA
97.90%
Sectors
VGG
Technology
27.35%
Finance
19.41%
Healthcare
18.47%
Industrials
9.45%
Consumer Non-Cyclicals
8.93%
Other
16.39%
ZDY
Technology
34.98%
Finance
15.17%
Healthcare
12.05%
Consumer Non-Cyclicals
9.93%
Energy
7.74%
Other
20.13%
As of October 30, 2026
Top 10 Holdings
VGG
Microsoft Corp.
4.89%
Apple, Inc.
4.87%
Broadcom Inc.
4.29%
Eli Lilly & Co.
4.09%
JPMorgan Chase & Co.
3.88%
ExxonMobil Holdings Corp.
2.95%
Johnson & Johnson
2.82%
Visa, Inc.
2.52%
Walmart, Inc.
2.04%
AbbVie, Inc.
2.04%
ZDY
Dell Technologies, Inc.
4.91%
Apple, Inc.
4.81%
AbbVie, Inc.
3.71%
Cisco Systems, Inc.
3.54%
NVIDIA Corp.
3.09%
Philip Morris International, Inc.
3.02%
Broadcom Inc.
2.78%
QUALCOMM, Inc.
2.78%
Chevron Corp.
2.41%
Microsoft Corp.
2.35%
Diversification
VGG
Total weight of top 10 holdings out of 333 total
34.39%
ZDY
Total weight of top 10 holdings out of 96 total
33.40%
Characteristics
Compare
VGG
ZDY
| Provider | Vanguard | BMO |
| Management | Passively managed | Actively managed |
| Benchmark | S&P U.S. Dividend Growers Index - USD | - |
| Replication Method | Other | - |
| Asset Class | Equity | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 1.02% | 1.51% |
| Meets ESG criteria | No | No |
| Inception Date | August 2, 2013 | March 27, 2013 |
Frequently asked questions about VGG and ZDY
Which ETF has performed better year to date: VGG or ZDY?
As of October 30, 2026, VGG has returned 15.65% year to date, while ZDY has returned 19.69%. ZDY is ahead on YTD performance.
Which ETF is larger by assets under management: VGG or ZDY?
As of October 30, 2026, VGG manages $2.66 B in assets, while ZDY manages $891.37 M. VGG is the larger fund by AUM.
How are VGG and ZDY managed?
VGG is passively managed by Vanguard. It tracks the S&P U.S. Dividend Growers Index - USD benchmark. ZDY is actively managed by BMO. It does not track an index.
What sectors do VGG and ZDY emphasize?
VGG is most exposed to Technology, Finance, and Healthcare. ZDY is most exposed to Technology, Finance, and Healthcare.
Which ETF is attracting more investor flows: VGG or ZDY?
Year to date, VGG has seen +$65.44 M in net flows, compared with +$67.14 M for ZDY. ZDY has attracted more net investor money so far.
How do the fees of VGG and ZDY compare?
VGG has an expense ratio of 0.31%, while ZDY has an expense ratio of 0.33%.
What are the top holdings of VGG and ZDY?
VGG's largest holdings include Microsoft Corp., Apple, Inc., and Broadcom Inc.. ZDY's top holdings include Dell Technologies, Inc., Apple, Inc., and AbbVie, Inc..
Which ETF is more diversified: VGG or ZDY?
VGG holds 331 securities, while ZDY holds 96. On holdings count, VGG is the more diversified portfolio.
Recent articles about VGG and ZDY
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