VS
iShares U.S. Aggregate Bond Index ETF (XAGG) and iShares Core S&P/TSX Capped Composite Index ETF (XIC) offer distinct profiles for Canadian ETF investors. A direct comparison shows that XAGG focuses its top 3 sector exposures on Sovereign, Finance, and Industrials, while XIC leans towards Finance, Energy, and Non-Energy Materials. When evaluating costs, XAGG features a management fee (MER) of 0.18%, compared to 0.05% for XIC. Performance-wise, XAGG has returned 0.12% year-to-date with +$10 M in net flows, whereas XIC is at 17.02% with +$8 B. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
XAGG
XIC
| AuM | $60.35 M | $33,786.20 M |
| Management Fees | 0.18% | 0.05% |
| Exp. ratio | 0.19% | 0.06% |
| Tracking Difference | -0.21% | -0.10% |
Historical performance and flows
As of August 21, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | XAGG | -2.33% | -0.15% | +0.12% | +1.36% | +15.72% |
XIC | +3.71% | +7.00% | +17.02% | +33.46% | +100.81% | |
| Flows | XAGG | +$13 M | +$14 M | +$10 M | +$7 M | +$57 M |
XIC | +$1,120 M | +$2,362 M | +$7,729 M | +$8,870 M | +$13,874 M |
XAGG vs XIC exposure
Countries
XAGG
USA
77.22%
Other
17.34%
XIC
Canada
96.25%
Sectors
XAGG
Sovereign
47.32%
Other
17.34%
Finance
10.08%
Industrials
7.15%
Other
18.12%
XIC
Finance
42.08%
Energy
16.27%
Non-Energy Materials
15.91%
Industrials
8.25%
Other
17.49%
As of August 21, 2026
Top 10 Holdings
XAGG
BlackRock Cash Funds - Institutional
2.97%
USA, Notes 4.625% 15feb2035, USD (B-2035)
0.42%
USA, Notes 4.125% 15feb2036, USD (B-2036)
0.41%
USA, Notes 4.25% 15nov2034, USD (F-2034)
0.41%
USA, Notes 4% 28feb2030, USD (H-2030)
0.41%
USA, Notes 4.375% 15may2034, USD (C-2034)
0.40%
USA, Notes 3.875% 15aug2034, USD (E-2034)
0.40%
USA, Notes 4.5% 15nov2033, USD (F-2033)
0.39%
USA, Notes 4.25% 15aug2035, USD (E-2035)
0.39%
USA, Notes 4.25% 15may2035, USD (C-2035)
0.39%
XIC
Royal Bank of Canada
8.22%
The Toronto-Dominion Bank
5.77%
Shopify, Inc.
3.97%
Bank of Montreal
3.52%
Enbridge, Inc.
3.36%
The Bank of Nova Scotia
3.04%
Canadian Imperial Bank of Commerce
3.01%
Brookfield Corp.
2.59%
Canadian Natural Resources Ltd.
2.35%
Agnico Eagle Mines Ltd.
2.25%
Diversification
XAGG
Total weight of top 10 holdings out of 13,164 total
6.59%
XIC
Total weight of top 10 holdings out of 221 total
38.08%
Characteristics
Compare
XAGG
XIC
| Provider | iShares | iShares |
| Management | Passively managed | Passively managed |
| Benchmark | Bloomberg US Aggregate Bond Index - CAD | S&P/TSX Capped Composite Total Return Index - CAD |
| Replication Method | Direct (Physical) | |
| Asset Class | Fixed Income | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 4.23% | 1.92% |
| Meets ESG criteria | No | No |
| Inception Date | August 6, 2021 | February 16, 2001 |
Frequently asked questions about XAGG and XIC
Which ETF has performed better year to date: XAGG or XIC?
As of August 21, 2026, XAGG has returned 0.12% year to date, while XIC has returned 17.02%. XIC is ahead on YTD performance.
Which ETF is larger by assets under management: XAGG or XIC?
As of August 21, 2026, XAGG manages $60.35 M in assets, while XIC manages $33.79 B. XIC is the larger fund by AUM.
How are XAGG and XIC managed?
XAGG is passively managed by iShares. It tracks the Bloomberg US Aggregate Bond Index - CAD benchmark. XIC is passively managed by iShares. It tracks the S&P/TSX Capped Composite Total Return Index - CAD benchmark.
What sectors do XAGG and XIC emphasize?
XAGG is most exposed to Sovereign, Finance, and Industrials. XIC is most exposed to Finance, Energy, and Non-Energy Materials.
Which ETF is attracting more investor flows: XAGG or XIC?
Year to date, XAGG has seen +$10.42 M in net flows, compared with +$7,728.67 M for XIC. XIC has attracted more net investor money so far.
How do the fees of XAGG and XIC compare?
XAGG has an expense ratio of 0.19%, while XIC has an expense ratio of 0.06%.
What are the top holdings of XAGG and XIC?
XAGG's largest holdings include BlackRock Cash Funds - Institutional and USA, Notes 4.625% 15feb2035, USD (B-2035). XIC's top holdings include Royal Bank of Canada, The Toronto-Dominion Bank, and Shopify, Inc..
Which ETF is more diversified: XAGG or XIC?
XAGG holds 10292 securities, while XIC holds 219. On holdings count, XAGG is the more diversified portfolio.
Recent articles about XAGG and XIC
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All content on the ETF Market Canada is for your general information use only, Cboe is not responsible for any use of content by you outside this scope. In particular, the content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by Cboe and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions.