VS
iShares Diversified Monthly Income ETF (XTR) and Purpose Active Conservative Fund (PACF) offer distinct profiles for Canadian ETF investors. A direct comparison shows that XTR focuses its top 3 sector exposures on Finance, Energy, and Sovereign, while PACF leans towards Finance, Sovereign, and Industrials. When evaluating costs, XTR features a management fee (MER) of 0.55%, compared to 0.2% for PACF. Performance-wise, XTR has returned 7.63% year-to-date with -$16 M in net flows, whereas PACF is at 5.47% with +$15 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
XTR
PACF
| AuM | $368.02 M | $78.75 M |
| Management Fees | 0.55% | 0.20% |
| Exp. ratio | 0.60% | 0.46% |
| Tracking Difference | - | - |
Historical performance and flows
As of September 11, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | XTR | -1.07% | +0.51% | +7.63% | +9.63% | +37.31% |
PACF | -1.24% | -0.03% | +5.47% | +7.28% | - | |
| Flows | XTR | -$2 M | -$7 M | -$16 M | -$13 M | -$121 M |
PACF | +$1 M | +$8 M | +$15 M | +$9 M | - |
XTR vs PACF exposure
Countries
XTR
Canada
59.47%
USA
36.23%
PACF
Canada
37.69%
USA
24.01%
Other
17.65%
Other
20.65%
Sectors
XTR
Finance
28.37%
Energy
11.80%
Sovereign
8.76%
Consumer Non-Cyclicals
7.61%
Utilities
7.01%
Other
36.45%
PACF
Finance
23.89%
Other
17.65%
Sovereign
11.48%
Other
46.98%
As of September 11, 2026
Top 10 Holdings
XTR
Canada, Bonds 3.5% 1dec2057, CAD
1.54%
ExxonMobil Holdings Corp.
1.46%
Royal Bank of Canada
1.46%
Bank of Montreal
1.39%
The Toronto-Dominion Bank
1.21%
AbbVie, Inc.
1.16%
The Bank of Nova Scotia
1.11%
Chevron Corp.
1.09%
Canada, Bond 2 1jan2051 30Y
1.09%
Canada, Bonds 2.75% 1dec2055, CAD
1.07%
PACF
CA74643B1031
8.03%
CA55454N1042
3.82%
CA74642E3068
3.13%
USA, Bills 0% 17sep2026, USD (182D)
1.16%
Royal Bank of Canada
0.95%
USA, Bills 0% 18mar2027, USD (364D)
0.82%
Bank of Montreal
0.63%
The Bank of Nova Scotia
0.59%
CA74642X1069
0.59%
Canada, Bonds 2.5% 1nov2027, CAD
0.52%
Diversification
XTR
Total weight of top 10 holdings out of 10,144 total
12.56%
PACF
Total weight of top 10 holdings out of 19,448 total
20.25%
Characteristics
Compare
XTR
PACF
| Provider | iShares | Purpose Investments |
| Management | Actively managed | Actively managed |
| Benchmark | - | - |
| Replication Method | ||
| Asset Class | Equity, Fixed Income | Equity, Fixed Income |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 3.91% | 3.41% |
| Meets ESG criteria | No | No |
| Inception Date | December 19, 2005 | October 13, 2023 |
Frequently asked questions about XTR and PACF
Which ETF has performed better year to date: XTR or PACF?
As of September 11, 2026, XTR has returned 7.63% year to date, while PACF has returned 5.47%. XTR is ahead on YTD performance.
Which ETF is larger by assets under management: XTR or PACF?
As of September 11, 2026, XTR manages $368.02 M in assets, while PACF manages $78.75 M. XTR is the larger fund by AUM.
How are XTR and PACF managed?
XTR is actively managed by iShares. It does not track an index. PACF is actively managed by Purpose Investments. It does not track an index.
What sectors do XTR and PACF emphasize?
XTR is most exposed to Finance, Energy, and Sovereign. PACF is most exposed to Finance, Sovereign, and Industrials.
Which ETF is attracting more investor flows: XTR or PACF?
Year to date, XTR has seen -$15.76 M in net flows, compared with +$15.04 M for PACF. PACF has attracted more net investor money so far.
How do the fees of XTR and PACF compare?
XTR has an expense ratio of 0.60%, while PACF has an expense ratio of 0.46%.
What are the top holdings of XTR and PACF?
XTR's largest holdings include Canada, Bonds 3.5% 1dec2057, CAD, ExxonMobil Holdings Corp., and Royal Bank of Canada. PACF's top holdings include USA, Bills 0% 17sep2026, USD (182D) and Royal Bank of Canada.
Which ETF is more diversified: XTR or PACF?
XTR holds 10098 securities, while PACF holds 16351. On holdings count, PACF is the more diversified portfolio.
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All content on the ETF Market Canada is for your general information use only, Cboe is not responsible for any use of content by you outside this scope. In particular, the content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by Cboe and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions.