BMO US Dividend ETF (ZDY) and BMO International Dividend ETF (ZDH) offer distinct profiles for Canadian ETF investors. A direct comparison shows that ZDY focuses its top 3 sector exposures on Technology, Finance, and Healthcare, while ZDH leans towards Finance, Industrials, and Consumer Non-Cyclicals. When evaluating costs, ZDY features a management fee (MER) of 0.3%, compared to 0.4% for ZDH. Performance-wise, ZDY has returned 16.96% year-to-date with +$82 M in net flows, whereas ZDH is at 14.45% with +$7 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
ZDY
ZDH
| AuM | $887.84 M | $238.53 M |
| Management Fees | 0.30% | 0.40% |
| Exp. ratio | 0.33% | 0.44% |
| Tracking Difference | - | - |
Historical performance and flows
As of September 10, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | ZDY | -1.84% | +1.83% | +16.96% | +20.48% | +65.43% |
ZDH | -2.19% | +4.91% | +14.45% | +23.97% | +59.42% | |
| Flows | ZDY | +$6 M | +$23 M | +$82 M | +$77 M | +$176 M |
ZDH | +$0 M | +$4 M | +$7 M | +$13 M | -$32 M |
ZDY vs ZDH exposure
Countries
ZDY
USA
98.11%
ZDH
Japan
20.47%
France
14.37%
United Kingdom
14.03%
Netherlands
7.60%
Switzerland
7.54%
Other
35.99%
Sectors
ZDY
Technology
31.75%
Finance
16.41%
Healthcare
11.06%
Consumer Non-Cyclicals
10.29%
Energy
8.35%
Other
22.15%
ZDH
Finance
31.23%
Industrials
13.19%
Consumer Non-Cyclicals
8.96%
Healthcare
7.89%
Technology
7.06%
Other
31.67%
As of September 10, 2026
Top 10 Holdings
ZDY
Apple, Inc.
3.89%
Cisco Systems, Inc.
3.76%
Dell Technologies, Inc.
3.68%
AbbVie, Inc.
3.64%
Broadcom Inc.
3.03%
Philip Morris International, Inc.
2.98%
NVIDIA Corp.
2.66%
Chevron Corp.
2.54%
JPMorgan Chase & Co.
2.35%
QUALCOMM, Inc.
2.28%
ZDH
ASML Holding NV
3.15%
HSBC Holdings Plc
2.85%
Intesa Sanpaolo SpA
2.53%
Roche Holding AG
2.42%
TotalEnergies SE
2.26%
DBS Group Holdings Ltd.
2.26%
Enel SpA
2.10%
Shell Plc
2.06%
Siemens AG
2.02%
Imperial Brands Plc
1.98%
Diversification
ZDY
Total weight of top 10 holdings out of 98 total
30.83%
ZDH
Total weight of top 10 holdings out of 108 total
23.64%
Characteristics
Frequently asked questions about ZDY and ZDH
Which ETF has performed better year to date: ZDY or ZDH?
As of September 10, 2026, ZDY has returned 16.96% year to date, while ZDH has returned 14.45%. ZDY is ahead on YTD performance.
Which ETF is larger by assets under management: ZDY or ZDH?
As of September 10, 2026, ZDY manages $887.84 M in assets, while ZDH manages $238.53 M. ZDY is the larger fund by AUM.
How are ZDY and ZDH managed?
ZDY is actively managed by BMO. It does not track an index. ZDH is actively managed by BMO. It does not track an index.
What sectors do ZDY and ZDH emphasize?
ZDY is most exposed to Technology, Finance, and Healthcare. ZDH is most exposed to Finance, Industrials, and Consumer Non-Cyclicals.
Which ETF is attracting more investor flows: ZDY or ZDH?
Year to date, ZDY has seen +$82.04 M in net flows, compared with +$6.66 M for ZDH. ZDY has attracted more net investor money so far.
How do the fees of ZDY and ZDH compare?
ZDY has an expense ratio of 0.33%, while ZDH has an expense ratio of 0.44%.
What are the top holdings of ZDY and ZDH?
ZDY's largest holdings include Apple, Inc., Cisco Systems, Inc., and Dell Technologies, Inc.. ZDH's top holdings include Roche Holding AG, ASML Holding NV, and HSBC Holdings Plc.
Which ETF is more diversified: ZDY or ZDH?
ZDY holds 98 securities, while ZDH holds 107. On holdings count, ZDH is the more diversified portfolio.
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