BMO US Dividend ETF (ZDY) and BMO International Dividend ETF (ZDH) offer distinct profiles for Canadian ETF investors. A direct comparison shows that ZDY focuses its top 3 sector exposures on Information Technology, Health Care, and Energy, while ZDH leans towards Financials, Industrials, and Utilities. When evaluating costs, ZDY features a management fee (MER) of 0.3%, compared to 0.4% for ZDH. Performance-wise, ZDY has returned 7.88% year-to-date with +$62 M in net flows, whereas ZDH is at 8.17% with +$3 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
ZDY
ZDH
| AuM | $805.58 M | $224.74 M |
| Management Fees | 0.30% | 0.40% |
| Exp. ratio | 0.33% | 0.44% |
| Tracking Difference | - | - |
Historical performance and flows
As of April 24, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | ZDY | +3.79% | +4.98% | +7.88% | +27.43% | +55.01% |
ZDH | +4.21% | +4.66% | +8.17% | +27.08% | +55.81% | |
| Flows | ZDY | +$3 M | +$54 M | +$62 M | +$89 M | +$31 M |
ZDH | -$7 M | -$3 M | +$3 M | +$26 M | -$90 M |
ZDY vs ZDH exposure
Countries
ZDY
USA
98.00%
ZDH
Japan
21.16%
United Kingdom
16.20%
France
15.73%
Switzerland
7.35%
Germany
7.24%
Other
32.32%
Sectors
ZDY
Information Technology
23.55%
Health Care
13.23%
Energy
10.97%
Consumer Staples
10.07%
Financials
8.72%
Communication Services
7.66%
Other
25.81%
ZDH
Financials
23.00%
Industrials
16.38%
Utilities
7.78%
Communication Services
7.43%
Energy
7.15%
Other
38.26%
As of April 24, 2026
Top 10 Holdings
ZDY
ABBVIE
3.36%
CHEVRON TEXACO
3.12%
PHILLIP MORRIS
3.07%
EXXON
3.00%
APPLE
2.94%
CISCO-T
2.85%
BROADCOM LIMITED
2.57%
AT&T
2.54%
INTL BUSINESS MACHINES CORP
2.39%
VERIZON COMMUNICATIONS
2.21%
ZDH
RIO TINTO
3.04%
TOTALENERGIES SE
2.65%
CH1499059983
2.42%
SHELL PLC
2.38%
IMPERIAL BRANDS PLC
2.36%
HSBC HOLDINGS
2.35%
ENGIE
2.29%
ENEL GLOBAL TRADING
2.22%
INTESA SANPAOLO
2.18%
MITSUI
2.06%
Diversification
ZDY
Total weight of top 10 holdings out of 100 total
28.06%
ZDH
Total weight of top 10 holdings out of 106 total
23.96%
Characteristics
Frequently asked questions about ZDY and ZDH
Which ETF has performed better year to date: ZDY or ZDH?
As of April 24, 2026, ZDY has returned 7.88% year to date, while ZDH has returned 8.17%. ZDH is ahead on YTD performance.
Which ETF is larger by assets under management: ZDY or ZDH?
As of April 24, 2026, ZDY manages $805.58 M in assets, while ZDH manages $224.74 M. ZDY is the larger fund by AUM.
How are ZDY and ZDH managed?
ZDY is actively managed by BMO. It does not track an index. ZDH is actively managed by BMO. It does not track an index.
What sectors do ZDY and ZDH emphasize?
ZDY is most exposed to Information Technology, Health Care, and Energy. ZDH is most exposed to Financials, Industrials, and Utilities.
Which ETF is attracting more investor flows: ZDY or ZDH?
Year to date, ZDY has seen +$61.59 M in net flows, compared with +$3.05 M for ZDH. ZDY has attracted more net investor money so far.
How do the fees of ZDY and ZDH compare?
ZDY has an expense ratio of 0.33%, while ZDH has an expense ratio of 0.44%.
What are the top holdings of ZDY and ZDH?
ZDY's largest holdings include ABBVIE, CHEVRON TEXACO, and PHILLIP MORRIS. ZDH's top holdings include RIO TINTO and TOTALENERGIES SE.
Which ETF is more diversified: ZDY or ZDH?
ZDY holds 97 securities, while ZDH holds 100. On holdings count, ZDH is the more diversified portfolio.
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All content on the ETF Market Canada is for your general information use only, Cboe is not responsible for any use of content by you outside this scope. In particular, the content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by Cboe and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions.