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BMO SPDR Financials Select Sector Index ETF (ZXLF.F) and BMO SPDR Real Estate Select Sector Index ETF (ZXLR) offer distinct profiles for Canadian ETF investors. A direct comparison shows that ZXLF.F focuses its top 3 sector exposures on Finance, Technology, and Business Services, while ZXLR leans towards Finance and Technology. When evaluating costs, ZXLF.F features a management fee (MER) of 0.21%, compared to 0.21% for ZXLR. Performance-wise, ZXLF.F has returned 3.42% year-to-date with +$4 M in net flows, whereas ZXLR is at 9.6% with +$6 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
ZXLF.F
ZXLR
| AuM | $7.34 M | $6.75 M |
| Management Fees | 0.21% | 0.21% |
| Exp. ratio | 0.21% | 0.21% |
| Tracking Difference | - | - |
Historical performance and flows
As of September 9, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | ZXLF.F | -1.44% | +8.64% | +3.42% | +6.04% | - |
ZXLR | -3.15% | -3.74% | +9.60% | +6.19% | - | |
| Flows | ZXLF.F | +$1 M | +$2 M | +$4 M | +$5 M | - |
ZXLR | +$2 M | +$7 M | +$6 M | +$6 M | - |
ZXLF.F vs ZXLR exposure
Countries
ZXLF.F
USA
96.29%
ZXLR
USA
99.91%
Sectors
ZXLF.F
Finance
95.61%
ZXLR
Finance
98.73%
As of September 9, 2026
Top 10 Holdings
ZXLF.F
JPMorgan Chase & Co.
11.72%
Berkshire Hathaway, Inc.
11.66%
Visa, Inc.
7.56%
Mastercard, Inc.
5.75%
Bank of America Corp.
5.03%
The Goldman Sachs Group, Inc.
3.74%
Wells Fargo & Co.
3.29%
Morgan Stanley
3.14%
Citigroup, Inc.
2.79%
American Express Co.
2.23%
ZXLR
Welltower, Inc.
11.11%
Prologis, Inc.
9.05%
Equinix, Inc.
6.75%
American Tower Corp.
5.42%
Simon Property Group, Inc.
4.99%
Digital Realty Trust, Inc.
4.89%
Public Storage
4.74%
Ventas, Inc.
4.60%
Realty Income Corp.
4.58%
CBRE Group, Inc.
4.35%
Diversification
ZXLF.F
Total weight of top 10 holdings out of 76 total
56.90%
ZXLR
Total weight of top 10 holdings out of 31 total
60.51%
Characteristics
Compare
ZXLF.F
ZXLR
| Provider | BMO | BMO |
| Management | Passively managed | Passively managed |
| Benchmark | S&P Financials Select Sector Total Return Index - USD | S&P Real Estate Select Sector Total Return Index - USD |
| Replication Method | ||
| Asset Class | Equity | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 0.95% | 3.23% |
| Meets ESG criteria | No | No |
| Inception Date | February 2, 2025 | February 2, 2025 |
Frequently asked questions about ZXLF.F and ZXLR
Which ETF has performed better year to date: ZXLF.F or ZXLR?
As of September 9, 2026, ZXLF.F has returned 3.42% year to date, while ZXLR has returned 9.60%. ZXLR is ahead on YTD performance.
Which ETF is larger by assets under management: ZXLF.F or ZXLR?
As of September 9, 2026, ZXLF.F manages $7.34 M in assets, while ZXLR manages $6.75 M. ZXLF.F is the larger fund by AUM.
How are ZXLF.F and ZXLR managed?
ZXLF.F is passively managed by BMO. It tracks the S&P Financials Select Sector Total Return Index - USD benchmark. ZXLR is passively managed by BMO. It tracks the S&P Real Estate Select Sector Total Return Index - USD benchmark.
What sectors do ZXLF.F and ZXLR emphasize?
ZXLF.F is most exposed to Finance, Technology, and Business Services. ZXLR is most exposed to Finance and Technology.
Which ETF is attracting more investor flows: ZXLF.F or ZXLR?
Year to date, ZXLF.F has seen +$3.79 M in net flows, compared with +$5.80 M for ZXLR. ZXLR has attracted more net investor money so far.
How do the fees of ZXLF.F and ZXLR compare?
ZXLF.F has an expense ratio of 0.21%, while ZXLR has an expense ratio of 0.21%.
What are the top holdings of ZXLF.F and ZXLR?
ZXLF.F's largest holdings include JPMorgan Chase & Co., Berkshire Hathaway, Inc., and Visa, Inc.. ZXLR's top holdings include Welltower, Inc., Prologis, Inc., and Equinix, Inc..
Which ETF is more diversified: ZXLF.F or ZXLR?
ZXLF.F holds 76 securities, while ZXLR holds 31. On holdings count, ZXLF.F is the more diversified portfolio.
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All content on the ETF Market Canada is for your general information use only, Cboe is not responsible for any use of content by you outside this scope. In particular, the content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by Cboe and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions.