VS
Hamilton US Mid-Cap Financials ETF - CAD (HUM) and iShares S&P/TSX Capped Financials Index ETF (XFN) offer distinct profiles for Canadian ETF investors. A direct comparison shows that HUM focuses its top 3 sector exposures on Finance and Business Services, while XFN leans towards Finance. When evaluating costs, HUM features a management fee (MER) of 0.9%, compared to 0.55% for XFN. Performance-wise, HUM has returned 4.73% year-to-date with -$7 M in net flows, whereas XFN is at 20.62% with -$104 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
HUM
XFN
| AuM | $22.48 M | $2,248.74 M |
| Management Fees | 0.90% | 0.55% |
| Exp. ratio | 0.90% | 0.61% |
| Tracking Difference | - | -0.92% |
Historical performance and flows
As of September 11, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | HUM | -3.37% | +6.16% | +4.73% | +2.98% | +63.78% |
XFN | -2.98% | +3.06% | +20.62% | +35.15% | +130.32% | |
| Flows | HUM | +$0 M | +$0 M | -$7 M | -$10 M | -$13 M |
XFN | +$39 M | -$19 M | -$104 M | -$139 M | -$336 M |
HUM vs XFN exposure
Countries
HUM
USA
92.14%
Other
7.86%
XFN
Canada
98.34%
Sectors
HUM
Finance
96.62%
XFN
Finance
99.74%
As of September 11, 2026
Top 10 Holdings
HUM
Pinnacle Financial Partners, Inc.
3.58%
LPL Financial Holdings, Inc.
3.48%
Ryan Specialty Holdings, Inc.
3.18%
UMB Financial Corp.
3.18%
SouthState Bank Corp.
3.16%
Palomar Holdings, Inc.
3.08%
Old National Bancorp
2.90%
First American Financial Corp.
2.49%
Nasdaq, Inc.
2.43%
Prosperity Bancshares, Inc.
2.30%
XFN
Royal Bank of Canada
22.66%
The Toronto-Dominion Bank
15.44%
Bank of Montreal
9.66%
Canadian Imperial Bank of Commerce
8.39%
The Bank of Nova Scotia
8.33%
Brookfield Corp.
6.93%
Manulife Financial Corp.
5.73%
National Bank of Canada
4.82%
Sun Life Financial, Inc.
3.54%
Intact Financial Corp.
2.71%
Diversification
HUM
Total weight of top 10 holdings out of 60 total
29.78%
XFN
Total weight of top 10 holdings out of 23 total
88.21%
Characteristics
Compare
HUM
XFN
| Provider | Hamilton ETFs | iShares |
| Management | Actively managed | Passively managed |
| Benchmark | - | S&P/TSX Capped Financials Total Return Index - CAD |
| Replication Method | Direct (Physical) | |
| Asset Class | Equity | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 1.27% | 2.00% |
| Meets ESG criteria | No | No |
| Inception Date | June 29, 2020 | March 23, 2001 |
Frequently asked questions about HUM and XFN
Which ETF has performed better year to date: HUM or XFN?
As of September 11, 2026, HUM has returned 4.73% year to date, while XFN has returned 20.62%. XFN is ahead on YTD performance.
Which ETF is larger by assets under management: HUM or XFN?
As of September 11, 2026, HUM manages $22.48 M in assets, while XFN manages $2.25 B. XFN is the larger fund by AUM.
How are HUM and XFN managed?
HUM is actively managed by Hamilton ETFs. It does not track an index. XFN is passively managed by iShares. It tracks the S&P/TSX Capped Financials Total Return Index - CAD benchmark.
What sectors do HUM and XFN emphasize?
HUM is most exposed to Finance and Business Services. XFN is most exposed to Finance.
Which ETF is attracting more investor flows: HUM or XFN?
Year to date, HUM has seen -$7.32 M in net flows, compared with -$104.06 M for XFN. HUM has attracted more net investor money so far.
How do the fees of HUM and XFN compare?
HUM has an expense ratio of 0.90%, while XFN has an expense ratio of 0.61%.
What are the top holdings of HUM and XFN?
HUM's largest holdings include Pinnacle Financial Partners, Inc., LPL Financial Holdings, Inc., and Ryan Specialty Holdings, Inc.. XFN's top holdings include Royal Bank of Canada, The Toronto-Dominion Bank, and Bank of Montreal.
Which ETF is more diversified: HUM or XFN?
HUM holds 60 securities, while XFN holds 23. On holdings count, HUM is the more diversified portfolio.
Recent articles about HUM and XFN
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All content on the ETF Market Canada is for your general information use only, Cboe is not responsible for any use of content by you outside this scope. In particular, the content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by Cboe and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions.