Compare iShares Core S&P 500 Index ETF (XSP) vs BMO S&P 500 Index ETF (ZSP.U) to find the best fit for your portfolio. XSP and ZSP.U provide the same top sector exposures: Technology, Finance, and Healthcare. When evaluating costs, XSP features a management fee (MER) of 0.08%, compared to 0.08% for ZSP.U. Performance-wise, XSP has returned 9.59% year-to-date with +$1 B in net flows, whereas ZSP.U is at 11.52% with +$417 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
XSP
ZSP.U
| AuM | $16,230.96 M | $4,175.24 M |
| Management Fees | 0.08% | 0.08% |
| Exp. ratio | 0.09% | 0.09% |
| Tracking Difference | - | -2.37% |
Historical performance and flows
As of October 30, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | XSP | -1.01% | +1.63% | +9.59% | +9.83% | +78.66% |
ZSP.U | -0.89% | +2.13% | +11.52% | +12.11% | +87.55% | |
| Flows | XSP | +$99 M | +$475 M | +$1,212 M | +$1,135 M | +$2,357 M |
ZSP.U | +$18 M | +$36 M | +$417 M | +$290 M | -$186 M |
XSP vs ZSP.U exposure
Countries
XSP
USA
97.46%
ZSP.U
USA
97.60%
Sectors
XSP
Technology
47.58%
Finance
12.66%
Healthcare
9.07%
Consumer Non-Cyclicals
8.59%
Industrials
7.28%
Other
14.82%
ZSP.U
Technology
47.39%
Finance
12.79%
Healthcare
9.20%
Consumer Non-Cyclicals
8.63%
Industrials
7.38%
Other
14.62%
As of October 30, 2026
Top 10 Holdings
XSP
US4642872000
99.94%
ZSP.U
NVIDIA Corp.
8.33%
Apple, Inc.
7.28%
Microsoft Corp.
5.73%
Amazon.com, Inc.
3.67%
Alphabet, Inc.
3.03%
Broadcom Inc.
2.56%
Meta Platforms, Inc.
2.47%
Alphabet, Inc.
2.43%
Micron Technology, Inc.
1.83%
Advanced Micro Devices, Inc.
1.51%
Diversification
XSP
Total weight of top 10 holdings out of 504 total
99.94%
ZSP.U
Total weight of top 10 holdings out of 502 total
38.83%
Characteristics
Compare
XSP
ZSP.U
| Provider | iShares | BMO |
| Management | Passively managed | Passively managed |
| Benchmark | S&P 500 CAD Hedged Total Return Index - CAD | S&P 500 Daily Total Return Index - USD |
| Replication Method | Other | Direct (Physical) |
| Asset Class | Equity | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 1.13% | 0.81% |
| Meets ESG criteria | No | No |
| Inception Date | May 24, 2001 | November 14, 2012 |
Frequently asked questions about XSP and ZSP.U
Which ETF has performed better year to date: XSP or ZSP.U?
As of October 30, 2026, XSP has returned 9.59% year to date, while ZSP.U has returned 11.52%. ZSP.U is ahead on YTD performance.
Which ETF is larger by assets under management: XSP or ZSP.U?
As of October 30, 2026, XSP manages $16.23 B in assets, while ZSP.U manages $4.18 B. XSP is the larger fund by AUM.
How are XSP and ZSP.U managed?
XSP is passively managed by iShares. It tracks the S&P 500 CAD Hedged Total Return Index - CAD benchmark. ZSP.U is passively managed by BMO. It tracks the S&P 500 Daily Total Return Index - USD benchmark.
Which ETF is more diversified: XSP or ZSP.U?
XSP holds 1 securities, while ZSP.U holds 499. On holdings count, ZSP.U is the more diversified portfolio.
Which ETF is attracting more investor flows: XSP or ZSP.U?
Year to date, XSP has seen +$1,211.58 M in net flows, compared with +$417.29 M for ZSP.U. XSP has attracted more net investor money so far.
How do the fees of XSP and ZSP.U compare?
XSP has an expense ratio of 0.09%, while ZSP.U has an expense ratio of 0.09%.
What sectors do XSP and ZSP.U emphasize?
XSP is most exposed to Technology, Finance, and Healthcare. ZSP.U is most exposed to Technology, Finance, and Healthcare.
Recent articles about XSP and ZSP.U
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