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Compare BMO Mid-Term US IG Corporate Bond Index ETF (ZIC) vs RBC Target 2028 U.S. Corporate Bond ETF (RUQQ.U) to find the best fit for your portfolio. ZIC provides Finance, Technology, and Healthcare exposures, while RUQQ.U is primarily weighted in Finance, Utilities, and Healthcare. When evaluating costs, ZIC features a management fee (MER) of 0.25%, compared to 0.2% for RUQQ.U. Performance-wise, ZIC has returned 0.36% year-to-date with -$30 M in net flows, whereas RUQQ.U is at 1.09% with +$29 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
ZIC
RUQQ.U
| AuM | $3,333.92 M | $47.80 M |
| Management Fees | 0.25% | 0.20% |
| Exp. ratio | 0.28% | 0.22% |
| Tracking Difference | -0.04% | - |
Historical performance and flows
As of October 20, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | ZIC | -0.90% | -2.52% | -0.36% | -2.39% | +24.12% |
RUQQ.U | +0.21% | +0.20% | +1.09% | +1.71% | - | |
| Flows | ZIC | -$296 M | -$194 M | -$30 M | +$169 M | +$248 M |
RUQQ.U | +$2 M | +$23 M | +$29 M | +$31 M | +$0 M |
ZIC vs RUQQ.U exposure
Countries
ZIC
USA
83.87%
Other
16.13%
RUQQ.U
USA
85.19%
Other
14.81%
Sectors
ZIC
Finance
33.55%
Technology
14.16%
Healthcare
9.18%
Energy
8.82%
Other
34.28%
RUQQ.U
Finance
40.46%
Utilities
10.02%
Healthcare
7.25%
Other
42.26%
As of October 20, 2026
Top 10 Holdings
ZIC
Meta Platforms, 4.875% 15nov2035, USD
0.66%
Meta Platforms, 5.25% 15may2036, USD
0.63%
Space Exploration Technologies, 5.65% 15jul2033, USD
0.62%
Amazon.com, 4.875% 13mar2036, USD
0.62%
Space Exploration Technologies, 5.875% 15jul2036, USD
0.61%
Bank of America Corporation, 5.468% 23jan2035, USD (N)
0.54%
Bank of America Corporation, 5.288% 25apr2034, USD (N)
0.54%
Bank of America Corporation, 5.015% 22jul2033, USD (N)
0.53%
Pfizer, 4.75% 19may2033, USD
0.53%
Oracle, 5.7% 4feb2036, USD
0.51%
RUQQ.U
Bank of America Corporation, 2.087% 14jun2029, USD (N)
3.30%
Morgan Stanley, 3.772% 24jan2029, USD (I)
3.15%
JP Morgan, 4.203% 23jul2029, USD
3.12%
Citigroup, 4.075% 23apr2029, USD
2.97%
Goldman Sachs, 4.223% 1may2029, USD
2.91%
Mitsubishi UFJ Financial Group, 3.961% 2mar2028, USD
2.86%
BNY Mellon, 4.543% 1feb2029, USD (J)
2.79%
Amazon.com, 1.65% 12may2028, USD
2.66%
Apple, 1.4% 5aug2028, USD
2.46%
John Deere Capital, 4.95% 14jul2028, USD (I)
2.32%
Diversification
ZIC
Total weight of top 10 holdings out of 735 total
5.80%
RUQQ.U
Total weight of top 10 holdings out of 65 total
28.54%
Characteristics
Compare
ZIC
RUQQ.U
| Provider | BMO | RBC Global Asset Management |
| Management | Passively managed | Actively managed |
| Benchmark | Bloomberg U.S. Investment Grade 5-10 Year Corporate Bond Capped Total Return Index - CAD | - |
| Replication Method | Other | - |
| Asset Class | Fixed Income | Fixed Income |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 4.69% | 3.36% |
| Meets ESG criteria | No | No |
| Inception Date | March 19, 2013 | April 24, 2024 |
Frequently asked questions about ZIC and RUQQ.U
Which ETF has performed better year to date: ZIC or RUQQ.U?
As of October 20, 2026, ZIC has returned -0.36% year to date, while RUQQ.U has returned 1.09%. RUQQ.U is ahead on YTD performance.
Which ETF is larger by assets under management: ZIC or RUQQ.U?
As of October 20, 2026, ZIC manages $3.33 B in assets, while RUQQ.U manages $47.80 M. ZIC is the larger fund by AUM.
How are ZIC and RUQQ.U managed?
ZIC is passively managed by BMO. It tracks the Bloomberg U.S. Investment Grade 5-10 Year Corporate Bond Capped Total Return Index - CAD benchmark. RUQQ.U is actively managed by RBC Global Asset Management. It does not track an index.
What sectors do ZIC and RUQQ.U emphasize?
ZIC is most exposed to Finance, Technology, and Healthcare. RUQQ.U is most exposed to Finance, Utilities, and Healthcare.
Which ETF is attracting more investor flows: ZIC or RUQQ.U?
Year to date, ZIC has seen -$30.30 M in net flows, compared with +$28.84 M for RUQQ.U. RUQQ.U has attracted more net investor money so far.
How do the fees of ZIC and RUQQ.U compare?
ZIC has an expense ratio of 0.28%, while RUQQ.U has an expense ratio of 0.22%.
What are the top holdings of ZIC and RUQQ.U?
ZIC's largest holdings include Meta Platforms, 4.875% 15nov2035, USD, Meta Platforms, 5.25% 15may2036, USD, and Space Exploration Technologies, 5.65% 15jul2033, USD. RUQQ.U's top holdings include Bank of America Corporation, 2.087% 14jun2029, USD (N), Morgan Stanley, 3.772% 24jan2029, USD (I), and JP Morgan, 4.203% 23jul2029, USD.
Which ETF is more diversified: ZIC or RUQQ.U?
ZIC holds 712 securities, while RUQQ.U holds 65. On holdings count, ZIC is the more diversified portfolio.
Recent articles about ZIC and RUQQ.U
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