VS
BMO SPDR Consumer Discretionary Select Sector Index ETF (ZXLY) and iShares Core S&P/TSX Capped Composite Index ETF (XIC) offer distinct profiles for Canadian ETF investors. A direct comparison shows that ZXLY focuses its top 3 sector exposures on Consumer Cyclicals, Consumer Non-Cyclicals, and Consumer Services, while XIC leans towards Finance, Non-Energy Materials, and Energy. When evaluating costs, ZXLY features a management fee (MER) of 0.21%, compared to 0.05% for XIC. Performance-wise, ZXLY has returned 1.21% year-to-date with -$1 M in net flows, whereas XIC is at 14.31% with +$11 B. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
ZXLY
XIC
| AuM | $3.64 M | $36,402.29 M |
| Management Fees | 0.21% | 0.05% |
| Exp. ratio | 0.21% | 0.06% |
| Tracking Difference | - | -0.08% |
Historical performance and flows
As of October 30, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | ZXLY | +4.04% | +2.54% | -1.21% | -0.79% | - |
XIC | +1.24% | +0.84% | +14.31% | +20.62% | +104.29% | |
| Flows | ZXLY | +$0 M | +$0 M | -$1 M | -$1 M | - |
XIC | +$977 M | +$4,453 M | +$11,333 M | +$12,581 M | +$17,472 M |
ZXLY vs XIC exposure
Countries
ZXLY
USA
97.17%
XIC
Canada
96.55%
Sectors
ZXLY
Consumer Cyclicals
41.24%
Consumer Non-Cyclicals
31.41%
Consumer Services
25.05%
XIC
Finance
41.17%
Non-Energy Materials
18.24%
Energy
16.19%
Industrials
8.03%
Other
16.38%
As of October 30, 2026
Top 10 Holdings
ZXLY
US81369Y4070
100.00%
XIC
Royal Bank of Canada
7.73%
The Toronto-Dominion Bank
5.48%
Shopify, Inc.
5.07%
Bank of Montreal
3.32%
The Bank of Nova Scotia
3.14%
Enbridge, Inc.
2.92%
Canadian Imperial Bank of Commerce
2.85%
Canadian Natural Resources Ltd.
2.75%
Agnico Eagle Mines Ltd.
2.63%
Suncor Energy, Inc.
2.25%
Diversification
ZXLY
Total weight of top 10 holdings out of 46 total
100.00%
XIC
Total weight of top 10 holdings out of 216 total
38.13%
Characteristics
Compare
ZXLY
XIC
| Provider | BMO | iShares |
| Management | Passively managed | Passively managed |
| Benchmark | S&P Consumer Discretionary Select Sector Total Return Index - USD | S&P/TSX Capped Composite Total Return Index - CAD |
| Replication Method | Other | Direct (Physical) |
| Asset Class | Equity | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 0.65% | 1.98% |
| Meets ESG criteria | No | No |
| Inception Date | February 2, 2025 | February 16, 2001 |
Frequently asked questions about ZXLY and XIC
Which ETF has performed better year to date: ZXLY or XIC?
As of October 30, 2026, ZXLY has returned -1.21% year to date, while XIC has returned 14.31%. XIC is ahead on YTD performance.
Which ETF is larger by assets under management: ZXLY or XIC?
As of October 30, 2026, ZXLY manages $3.64 M in assets, while XIC manages $36.40 B. XIC is the larger fund by AUM.
How are ZXLY and XIC managed?
ZXLY is passively managed by BMO. It tracks the S&P Consumer Discretionary Select Sector Total Return Index - USD benchmark. XIC is passively managed by iShares. It tracks the S&P/TSX Capped Composite Total Return Index - CAD benchmark.
Which ETF is more diversified: ZXLY or XIC?
ZXLY holds 1 securities, while XIC holds 216. On holdings count, XIC is the more diversified portfolio.
Which ETF is attracting more investor flows: ZXLY or XIC?
Year to date, ZXLY has seen -$1.32 M in net flows, compared with +$11,332.62 M for XIC. XIC has attracted more net investor money so far.
How do the fees of ZXLY and XIC compare?
ZXLY has an expense ratio of 0.21%, while XIC has an expense ratio of 0.06%.
What sectors do ZXLY and XIC emphasize?
ZXLY is most exposed to Consumer Cyclicals, Consumer Non-Cyclicals, and Consumer Services. XIC is most exposed to Finance, Non-Energy Materials, and Energy.
Recent articles about ZXLY and XIC
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All content on the ETF Market Canada is for your general information use only, Cboe is not responsible for any use of content by you outside this scope. In particular, the content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by Cboe and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions.