VS
When evaluating costs, HPYT features a management fee (MER) of 0.45%, compared to 0.08% for ZAG. Performance-wise, HPYT has returned 0.79% year-to-date with -$79 M in net flows, whereas ZAG is at 1.68% with +$681 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
HPYT
ZAG
| AuM | $343.50 M | $12,912.16 M |
| Management Fees | 0.45% | 0.08% |
| Exp. ratio | 0.69% | 0.09% |
| Tracking Difference | - | - |
Historical performance and flows
As of June 17, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | HPYT | +3.92% | +0.06% | +0.79% | +4.28% | - |
ZAG | +2.07% | +1.09% | +1.68% | +3.92% | +14.34% | |
| Flows | HPYT | -$16 M | -$32 M | -$79 M | -$119 M | - |
ZAG | +$493 M | +$619 M | +$681 M | +$1,640 M | +$6,426 M |
HPYT vs ZAG exposure
Countries
HPYT
Exposure data will be available soon
ZAG
Canada
99.27%
Sectors
HPYT
Exposure data will be available soon
ZAG
Municipal
28.61%
Sovereign
24.95%
Other
17.41%
Government agencies
9.35%
Other
19.68%
As of June 17, 2026
Top 10 Holdings
HPYT
Exposure data will be available soon
ZAG
Canada, Bonds 3% 1jun2034, CAD
4.26%
Canada, Bond 2.25 1jun2029 10Y
3.59%
Province of Quebec, 2.75% 1sep2028, CAD (B124)
2.92%
Canada Housing Trust, 1.1% 15mar2031, CAD (95)
2.65%
Canada, Bond 2.75 1dec2048 30Y
2.43%
Province of Quebec, 3.5% 1dec2048, CAD (B117)
2.42%
Canada Housing Trust, 3.55% 15sep2032, CAD (107)
2.21%
Bank of Montreal, 3.19% 1mar2028, CAD
2.20%
Province of Ontario, 2.9% 2jun2028, CAD (DMTN238)
2.20%
CA135087T461
2.20%
Diversification
HPYT
Exposure data will be available soon
ZAG
Total weight of top 10 holdings out of 88 total
27.07%
Characteristics
Compare
HPYT
ZAG
| Provider | Harvest Portfolios Group | BMO |
| Management | Actively managed | Passively managed |
| Benchmark | - | FTSE Canada Universe Bond TR Index - CAD |
| Replication Method | Direct (Physical) | |
| Asset Class | Fixed Income | Fixed Income |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 17.23% | 3.42% |
| Meets ESG criteria | No | No |
| Inception Date | September 28, 2023 | January 19, 2010 |
Frequently asked questions about HPYT and ZAG
Which ETF has performed better year to date: HPYT or ZAG?
As of June 17, 2026, HPYT has returned 0.79% year to date, while ZAG has returned 1.68%. ZAG is ahead on YTD performance.
Which ETF is larger by assets under management: HPYT or ZAG?
As of June 17, 2026, HPYT manages $343.50 M in assets, while ZAG manages $12.91 B. ZAG is the larger fund by AUM.
How are HPYT and ZAG managed?
HPYT is actively managed by Harvest Portfolios Group. It does not track an index. ZAG is passively managed by BMO. It tracks the FTSE Canada Universe Bond TR Index - CAD benchmark.
Which ETF is attracting more investor flows: HPYT or ZAG?
Year to date, HPYT has seen -$78.98 M in net flows, compared with +$680.68 M for ZAG. ZAG has attracted more net investor money so far.
How do the fees of HPYT and ZAG compare?
HPYT has an expense ratio of 0.69%, while ZAG has an expense ratio of 0.09%.
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