Compare Vanguard S&P 500 Index ETF (VFV) vs BMO S&P 500 Index ETF (ZSP) to find the best fit for your portfolio. VFV and ZSP provide the same top sector exposures: Information Technology, Financials, and Communication Services. When evaluating costs, VFV features a management fee (MER) of 0.08%, compared to 0.08% for ZSP. Performance-wise, VFV has returned 4.3% year-to-date with +$1 B in net flows, whereas ZSP is at 4.26% with +$299 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
VFV
ZSP
| AuM | $30,150.29 M | $22,223.75 M |
| Management Fees | 0.08% | 0.08% |
| Exp. ratio | 0.09% | 0.09% |
| Tracking Difference | 0.03% | -0.65% |
Historical performance and flows
As of April 28, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | VFV | +10.65% | +3.52% | +4.30% | +29.20% | +79.72% |
ZSP | +10.62% | +3.48% | +4.26% | +29.14% | +78.61% | |
| Flows | VFV | +$387 M | +$920 M | +$1,380 M | +$3,641 M | +$13,506 M |
ZSP | +$72 M | -$59 M | +$299 M | +$1,380 M | +$4,538 M |
VFV vs ZSP exposure
Countries
VFV
USA
96.54%
ZSP
USA
96.98%
Sectors
VFV
Information Technology
33.83%
Financials
10.23%
Communication Services
10.21%
Consumer Discretionary
9.99%
Health Care
9.30%
Industrials
8.30%
Other
18.14%
ZSP
Information Technology
33.63%
Financials
10.49%
Communication Services
10.10%
Consumer Discretionary
9.94%
Health Care
9.40%
Industrials
8.34%
Other
18.10%
As of April 28, 2026
Top 10 Holdings
VFV
NVIDIA
7.56%
APPLE
6.65%
MICROSOFT-T
4.90%
AMAZON.COM INC
3.63%
ALPHABET INC-CL
2.99%
BROADCOM LIMITED
2.62%
ALPHABET INC-CL
2.39%
META PLATFORMS
2.23%
TESLA
1.86%
BERKSHIRE HATHWAY
1.57%
ZSP
NVIDIA
7.39%
APPLE
6.67%
MICROSOFT-T
4.90%
AMAZON.COM INC
3.61%
ALPHABET INC-CL
2.93%
BROADCOM LIMITED
2.56%
ALPHABET INC-CL
2.35%
META PLATFORMS
2.16%
TESLA
1.84%
BERKSHIRE HATHWAY
1.60%
Diversification
VFV
Total weight of top 10 holdings out of 503 total
36.40%
ZSP
Total weight of top 10 holdings out of 502 total
36.04%
Characteristics
Compare
VFV
ZSP
| Provider | Vanguard | BMO |
| Management | Passively managed | Passively managed |
| Benchmark | S&P 500 ( CAD NY Rate ) Net Total Return 30% Index - CAD | S&P 500 CAD Total Return Index - CAD |
| Replication Method | Direct (Physical) | |
| Asset Class | Equity | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 0.90% | 0.81% |
| Meets ESG criteria | No | No |
| Inception Date | November 2, 2012 | November 14, 2012 |
Frequently asked questions about VFV and ZSP
Which ETF has performed better year to date: VFV or ZSP?
As of April 28, 2026, VFV has returned 4.30% year to date, while ZSP has returned 4.26%. VFV is ahead on YTD performance.
Which ETF is larger by assets under management: VFV or ZSP?
As of April 28, 2026, VFV manages $30.15 B in assets, while ZSP manages $22.22 B. VFV is the larger fund by AUM.
How are VFV and ZSP managed?
VFV is passively managed by Vanguard. It tracks the S&P 500 ( CAD NY Rate ) Net Total Return 30% Index - CAD benchmark. ZSP is passively managed by BMO. It tracks the S&P 500 CAD Total Return Index - CAD benchmark.
What sectors do VFV and ZSP emphasize?
VFV is most exposed to Information Technology, Financials, and Communication Services. ZSP is most exposed to Information Technology, Financials, and Communication Services.
Which ETF is attracting more investor flows: VFV or ZSP?
Year to date, VFV has seen +$1,380.24 M in net flows, compared with +$299.35 M for ZSP. VFV has attracted more net investor money so far.
How do the fees of VFV and ZSP compare?
VFV has an expense ratio of 0.09%, while ZSP has an expense ratio of 0.09%.
What are the top holdings of VFV and ZSP?
VFV's largest holdings include NVIDIA, APPLE, and ALPHABET INC-CL. ZSP's top holdings include NVIDIA, APPLE, and ALPHABET INC-CL.
Which ETF is more diversified: VFV or ZSP?
VFV holds 478 securities, while ZSP holds 477. On holdings count, VFV is the more diversified portfolio.
Recent articles about VFV and ZSP
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