Compare Vanguard S&P 500 Index ETF (VFV) vs BMO S&P 500 Index ETF (ZSP.U) to find the best fit for your portfolio. VFV and ZSP.U provide the same top sector exposures: Technology, Finance, and Healthcare. When evaluating costs, VFV features a management fee (MER) of 0.08%, compared to 0.08% for ZSP.U. Performance-wise, VFV has returned 11.71% year-to-date with +$5 B in net flows, whereas ZSP.U is at 8.54% with +$435 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
VFV
ZSP.U
| AuM | $35,695.80 M | $4,089.77 M |
| Management Fees | 0.08% | 0.08% |
| Exp. ratio | 0.09% | 0.09% |
| Tracking Difference | 0.14% | -0.30% |
Historical performance and flows
As of November 6, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | VFV | -6.19% | -3.36% | +11.71% | +10.78% | +80.64% |
ZSP.U | -5.62% | -4.12% | +8.54% | +10.76% | +74.18% | |
| Flows | VFV | +$1,059 M | +$1,759 M | +$4,964 M | +$5,505 M | +$15,725 M |
ZSP.U | +$17 M | +$29 M | +$435 M | +$304 M | -$171 M |
VFV vs ZSP.U exposure
Countries
VFV
USA
97.38%
ZSP.U
USA
97.60%
Sectors
VFV
Technology
47.61%
Finance
12.61%
Healthcare
9.07%
Consumer Non-Cyclicals
8.59%
Industrials
7.28%
Other
14.83%
ZSP.U
Technology
47.39%
Finance
12.79%
Healthcare
9.20%
Consumer Non-Cyclicals
8.63%
Industrials
7.38%
Other
14.62%
As of November 6, 2026
Top 10 Holdings
VFV
NVIDIA Corp.
8.37%
Apple, Inc.
7.36%
Microsoft Corp.
5.77%
Amazon.com, Inc.
3.70%
Alphabet, Inc.
3.06%
Broadcom Inc.
2.53%
Alphabet, Inc.
2.45%
Meta Platforms, Inc.
2.42%
Micron Technology, Inc.
1.82%
Tesla, Inc.
1.51%
ZSP.U
NVIDIA Corp.
8.33%
Apple, Inc.
7.28%
Microsoft Corp.
5.73%
Amazon.com, Inc.
3.67%
Alphabet, Inc.
3.03%
Broadcom Inc.
2.56%
Meta Platforms, Inc.
2.47%
Alphabet, Inc.
2.43%
Micron Technology, Inc.
1.83%
Advanced Micro Devices, Inc.
1.51%
Diversification
VFV
Total weight of top 10 holdings out of 503 total
39.00%
ZSP.U
Total weight of top 10 holdings out of 502 total
38.83%
Characteristics
Compare
VFV
ZSP.U
| Provider | Vanguard | BMO |
| Management | Passively managed | Passively managed |
| Benchmark | S&P 500 ( CAD NY Rate ) Net Total Return 30% Index - CAD | S&P 500 Daily Total Return Index - USD |
| Replication Method | Other | Direct (Physical) |
| Asset Class | Equity | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 0.88% | 0.83% |
| Meets ESG criteria | No | No |
| Inception Date | November 2, 2012 | November 14, 2012 |
Frequently asked questions about VFV and ZSP.U
Which ETF has performed better year to date: VFV or ZSP.U?
As of November 6, 2026, VFV has returned 11.71% year to date, while ZSP.U has returned 8.54%. VFV is ahead on YTD performance.
Which ETF is larger by assets under management: VFV or ZSP.U?
As of November 6, 2026, VFV manages $35.70 B in assets, while ZSP.U manages $4.09 B. VFV is the larger fund by AUM.
How are VFV and ZSP.U managed?
VFV is passively managed by Vanguard. It tracks the S&P 500 ( CAD NY Rate ) Net Total Return 30% Index - CAD benchmark. ZSP.U is passively managed by BMO. It tracks the S&P 500 Daily Total Return Index - USD benchmark.
What sectors do VFV and ZSP.U emphasize?
VFV is most exposed to Technology, Finance, and Healthcare. ZSP.U is most exposed to Technology, Finance, and Healthcare.
Which ETF is attracting more investor flows: VFV or ZSP.U?
Year to date, VFV has seen +$4,964.15 M in net flows, compared with +$434.82 M for ZSP.U. VFV has attracted more net investor money so far.
How do the fees of VFV and ZSP.U compare?
VFV has an expense ratio of 0.09%, while ZSP.U has an expense ratio of 0.09%.
What are the top holdings of VFV and ZSP.U?
VFV's largest holdings include NVIDIA Corp., Apple, Inc., and Microsoft Corp.. ZSP.U's top holdings include NVIDIA Corp., Apple, Inc., and Microsoft Corp..
Which ETF is more diversified: VFV or ZSP.U?
VFV holds 500 securities, while ZSP.U holds 499. On holdings count, VFV is the more diversified portfolio.
Recent articles about VFV and ZSP.U
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