VS
BMO US Equity Buffer Hedged to CAD ETF - January (ZJAN) and iShares Core S&P/TSX Capped Composite Index ETF (XIC) offer distinct profiles for Canadian ETF investors. A direct comparison shows that ZJAN focuses its top 3 sector exposures on Technology, Finance, and Healthcare, while XIC leans towards Finance, Energy, and Non-Energy Materials. When evaluating costs, ZJAN features a management fee (MER) of 0.73%, compared to 0.05% for XIC. Performance-wise, ZJAN has returned 6.17% year-to-date with +$43 M in net flows, whereas XIC is at 15.28% with +$9 B. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
ZJAN
XIC
| AuM | $143.09 M | $34,160.95 M |
| Management Fees | 0.73% | 0.05% |
| Exp. ratio | 0.73% | 0.06% |
| Tracking Difference | - | -0.09% |
Historical performance and flows
As of September 21, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | ZJAN | +0.69% | +2.55% | +6.17% | +8.39% | - |
XIC | -1.49% | +3.44% | +15.28% | +22.86% | +97.12% | |
| Flows | ZJAN | +$0 M | +$0 M | +$43 M | +$44 M | - |
XIC | +$1,226 M | +$2,714 M | +$8,627 M | +$9,004 M | +$14,832 M |
ZJAN vs XIC exposure
Countries
ZJAN
USA
99.29%
XIC
Canada
96.46%
Sectors
ZJAN
Technology
45.64%
Finance
14.31%
Healthcare
9.14%
Consumer Non-Cyclicals
9.12%
Industrials
8.01%
Other
13.78%
XIC
Finance
41.74%
Energy
17.17%
Non-Energy Materials
15.75%
Industrials
8.14%
Other
17.19%
As of September 21, 2026
Top 10 Holdings
ZJAN
Apple, Inc.
7.80%
NVIDIA Corp.
7.53%
Microsoft Corp.
5.34%
Amazon.com, Inc.
3.67%
Alphabet, Inc.
3.12%
Broadcom Inc.
2.93%
Alphabet, Inc.
2.51%
Meta Platforms, Inc.
1.89%
Micron Technology, Inc.
1.57%
JPMorgan Chase & Co.
1.49%
XIC
Royal Bank of Canada
8.10%
The Toronto-Dominion Bank
5.52%
Shopify, Inc.
4.12%
Bank of Montreal
3.45%
Enbridge, Inc.
3.34%
Canadian Imperial Bank of Commerce
3.00%
The Bank of Nova Scotia
2.98%
Canadian Natural Resources Ltd.
2.72%
Brookfield Corp.
2.48%
Suncor Energy, Inc.
2.17%
Diversification
ZJAN
Total weight of top 10 holdings out of 503 total
37.85%
XIC
Total weight of top 10 holdings out of 219 total
37.87%
Characteristics
Compare
ZJAN
XIC
| Provider | BMO | iShares |
| Management | Actively managed | Passively managed |
| Benchmark | - | S&P/TSX Capped Composite Total Return Index - CAD |
| Replication Method | Direct (Physical) | |
| Asset Class | Equity | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 0.45% | 1.95% |
| Meets ESG criteria | No | No |
| Inception Date | January 26, 2024 | February 16, 2001 |
Frequently asked questions about ZJAN and XIC
Which ETF has performed better year to date: ZJAN or XIC?
As of September 21, 2026, ZJAN has returned 6.17% year to date, while XIC has returned 15.28%. XIC is ahead on YTD performance.
Which ETF is larger by assets under management: ZJAN or XIC?
As of September 21, 2026, ZJAN manages $143.09 M in assets, while XIC manages $34.16 B. XIC is the larger fund by AUM.
How are ZJAN and XIC managed?
ZJAN is actively managed by BMO. It does not track an index. XIC is passively managed by iShares. It tracks the S&P/TSX Capped Composite Total Return Index - CAD benchmark.
What sectors do ZJAN and XIC emphasize?
ZJAN is most exposed to Technology, Finance, and Healthcare. XIC is most exposed to Finance, Energy, and Non-Energy Materials.
Which ETF is attracting more investor flows: ZJAN or XIC?
Year to date, ZJAN has seen +$42.71 M in net flows, compared with +$8,626.85 M for XIC. XIC has attracted more net investor money so far.
How do the fees of ZJAN and XIC compare?
ZJAN has an expense ratio of 0.73%, while XIC has an expense ratio of 0.06%.
What are the top holdings of ZJAN and XIC?
ZJAN's largest holdings include Apple, Inc., NVIDIA Corp., and Alphabet, Inc.. XIC's top holdings include Royal Bank of Canada, The Toronto-Dominion Bank, and Shopify, Inc..
Which ETF is more diversified: ZJAN or XIC?
ZJAN holds 500 securities, while XIC holds 219. On holdings count, ZJAN is the more diversified portfolio.
Recent articles about ZJAN and XIC
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