Compare BMO S&P 500 Index ETF (ZSP) vs BMO S&P 500 Index ETF (ZSP.U) to find the best fit for your portfolio. ZSP and ZSP.U provide the same top sector exposures: Technology, Finance, and Healthcare. When evaluating costs, ZSP features a management fee (MER) of 0.08%, compared to 0.08% for ZSP.U. Performance-wise, ZSP has returned 18.78% year-to-date with +$1 B in net flows, whereas ZSP.U is at 14.33% with +$421 M. Use the comparison tool below to benchmark these funds across top 10 holdings, yield, sector weights and historical returns.
NAV Performance and Flows
Key Data
Compare
ZSP
ZSP.U
| AuM | $26,270.01 M | $4,364.27 M |
| Management Fees | 0.08% | 0.08% |
| Exp. ratio | 0.09% | 0.09% |
| Tracking Difference | -0.05% | -0.30% |
Historical performance and flows
As of October 5, 2026
| 1M | 3M | YTD | 1Y | 3Y | ||
|---|---|---|---|---|---|---|
| Perf. | ZSP | +4.89% | +3.73% | +18.78% | +18.96% | +95.83% |
ZSP.U | +1.38% | +3.35% | +14.33% | +16.38% | +88.25% | |
| Flows | ZSP | +$774 M | +$964 M | +$1,308 M | +$2,140 M | +$5,911 M |
ZSP.U | +$12 M | +$36 M | +$421 M | +$298 M | -$177 M |
ZSP vs ZSP.U exposure
Countries
ZSP
USA
97.65%
ZSP.U
USA
97.65%
Sectors
ZSP
Technology
45.20%
Finance
13.72%
Healthcare
9.09%
Consumer Non-Cyclicals
8.98%
Industrials
7.57%
Other
15.44%
ZSP.U
Technology
45.20%
Finance
13.72%
Healthcare
9.09%
Consumer Non-Cyclicals
8.98%
Industrials
7.57%
Other
15.44%
As of October 5, 2026
Top 10 Holdings
ZSP
NVIDIA Corp.
7.95%
Apple, Inc.
7.09%
Microsoft Corp.
5.75%
Amazon.com, Inc.
3.93%
Alphabet, Inc.
3.06%
Broadcom Inc.
2.64%
Alphabet, Inc.
2.44%
Meta Platforms, Inc.
1.92%
Micron Technology, Inc.
1.59%
Tesla, Inc.
1.48%
ZSP.U
NVIDIA Corp.
7.95%
Apple, Inc.
7.09%
Microsoft Corp.
5.75%
Amazon.com, Inc.
3.93%
Alphabet, Inc.
3.06%
Broadcom Inc.
2.64%
Alphabet, Inc.
2.44%
Meta Platforms, Inc.
1.92%
Micron Technology, Inc.
1.59%
Tesla, Inc.
1.48%
Diversification
ZSP
Total weight of top 10 holdings out of 502 total
37.84%
ZSP.U
Total weight of top 10 holdings out of 502 total
37.84%
Characteristics
Compare
ZSP
ZSP.U
| Provider | BMO | BMO |
| Management | Passively managed | Passively managed |
| Benchmark | S&P 500 CAD Total Return Index - CAD | S&P 500 Daily Total Return Index - USD |
| Replication Method | Direct (Physical) | Direct (Physical) |
| Asset Class | Equity | Equity |
| Dividend Policy | Distributing | Distributing |
| Trailing 12m distribution yield | 0.75% | 0.79% |
| Meets ESG criteria | No | No |
| Inception Date | November 14, 2012 | November 14, 2012 |
Frequently asked questions about ZSP and ZSP.U
Which ETF has performed better year to date: ZSP or ZSP.U?
As of October 5, 2026, ZSP has returned 18.78% year to date, while ZSP.U has returned 14.33%. ZSP is ahead on YTD performance.
Which ETF is larger by assets under management: ZSP or ZSP.U?
As of October 5, 2026, ZSP manages $26.27 B in assets, while ZSP.U manages $4.36 B. ZSP is the larger fund by AUM.
How are ZSP and ZSP.U managed?
ZSP is passively managed by BMO. It tracks the S&P 500 CAD Total Return Index - CAD benchmark. ZSP.U is passively managed by BMO. It tracks the S&P 500 Daily Total Return Index - USD benchmark.
What sectors do ZSP and ZSP.U emphasize?
ZSP is most exposed to Technology, Finance, and Healthcare. ZSP.U is most exposed to Technology, Finance, and Healthcare.
Which ETF is attracting more investor flows: ZSP or ZSP.U?
Year to date, ZSP has seen +$1,308.24 M in net flows, compared with +$421.44 M for ZSP.U. ZSP has attracted more net investor money so far.
How do the fees of ZSP and ZSP.U compare?
ZSP has an expense ratio of 0.09%, while ZSP.U has an expense ratio of 0.09%.
What are the top holdings of ZSP and ZSP.U?
ZSP's largest holdings include NVIDIA Corp., Apple, Inc., and Microsoft Corp.. ZSP.U's top holdings include NVIDIA Corp., Apple, Inc., and Microsoft Corp..
Which ETF is more diversified: ZSP or ZSP.U?
ZSP holds 499 securities, while ZSP.U holds 499. On holdings count, ZSP is the more diversified portfolio.
Recent articles about ZSP and ZSP.U
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